eStatements

eApply

Business Checking Accounts

RSNB Bank offers a variety of checking accounts that are perfect for businesses. Select the one that best meets the needs of your business. Monthly statements are produced for all accounts and can be accessed online with Business Online Banking.

Services provided with every Checking Account

Business Checking

Full service checking account designed with your business in mind.

  • $100 Initial Deposit
  • Maintenance fee of $8
  • $0.20 per physical debit or credit
  • $0.15 per electronic debit or credit
  • $0.05 per RSNB deposited item
  • $0.10 per non-RSNB deposited item
  • Check images returned with statement
  • Earnings credit may offset, in part or in full, your monthly service charge

Business Analyzed Checking

Full service checking account for businesses with high transaction volumes. Offset activity costs by earning credit for all collected balances (minus reserve requirements).

  • $100 Initial Deposit
  • Maintenance fee of $10
  • $0.20 per physical debit or credit
  • $0.15 per electronic debit or credit
  • $0.05 per RSNB deposited item
  • $0.10 per non-RSNB deposited item
  • Earnings credit rate - 13 Week T-bill rate
  • Check images included with statement
  • Other charges may be included in the service charge calculation
  • Earnings credit may offset, in part or in full, service charges
  • Detailed monthly analysis statement for monitoring account activity
  • May be linked to a sweep account to invest excess funds

Sole Proprietor Checking

For the individual business owner with low activity.

  • $100 Initial Deposit
  • Check images included with statement
  • Maintenance fee of $5
  • $0.20 per debit
  • Minimum daily balance of $500 required to avoid service charge

Community Organization Checking

Designed for nonprofit organizations.

  • $100 Initial Deposit
  • Check images included with statement
  • Maintenance fee of $5
  • $0.20 per debit
  • Minimum daily balance of $500 required to avoid service charge

Business NOW Account

Full service checking account provides sole proprietorships, public funds and non-profit organizations the advantage of earning interest with unlimited monthly transactions with a minimum daily balance.

  • $1,000 opening deposit
  • Interest paid on available balance of $1,000 or more
  • Maintenance fee of $15 with minimum balance of less than $1,000
  • Unlimited check writing
  • Check images included with statements

There are documentation requirements that must be met to open an account.
Contact  a Personal Banker for current interest rate or fee schedule.