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Savings Accounts

When banking with us, it's not complicated. Savings accounts offer convenience, ease of use and the opportunity to simplify the way you manage your money.

Regular Savings

A great way to save and, at the same time, have easy access to your funds.

  • $100 minimum deposit to open account
  • Interest earned on available balance
  • Interest is credited quarterly
  • Maintenance fee of $5 if average daily balance falls below $100 during the quarter
  • Maintenance fee waive for customers age 62 and over
  • Unlimited in-person withdrawals, including ATM withdrawals
  • Six free preauthorized withdrawals per month
  • $5 fee for each withdrawal in excess of six preauthorized per month
  • Free Online Banking
  • Free ATM Card
  • Free unlimited ATM access at RSNB Bank and MoneyPass® ATMs

Minor Savings

Start early! Open a Minor Savings Account and teach your child how to save. Learning how to handle money at a young age will build a strong foundation for the future. This account offers NO monthly service charge until the age of 19.

  • No minimum deposit to open account
  • Interest earned on available balance
  • Interest is credited quarterly
  • No maintenance fee
  • Unlimited in-person withdrawals, including ATM withdrawals
  • Six free preauthorized withdrawals per month
  • $5 fee for each withdrawal in excess of six preauthorized per month
  • Free Online Banking
  • Free ATM Card
  • Free unlimited ATM access RSNB Bank and MoneyPass® ATMs

Money Market Demand Account

A higher-yield account designed for occasional check writing needs and includes the convenience of unlimited in-person withdrawals.

  • $2,500 opening deposit
  • Interest earned on available balance
  • Maintenance fee of $15 with minimum balance of less than $2,500
  • Six free preauthorized withdrawals per statement cycle
  • Check images not included with statements
  • $5 fee for each widthdrawal in excess of six preauthorized per statement cycle

Top of the Rock Money Market Truncated account available with a higher yield than the regular MMDA. Checks will not be included with statements.


There are documentation requirements that must be met to open an account.
Contact a Personal Banker for a current interest rate schedule.
Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings or money market account. You may not make no more than six (6) transfers or withdrawals, or a combination of such transfers and withdrawals, per month (Savings) or statement cycle (MMDA), to another account you own at RSNB Bank (including a transaction account) or to a third party by means of a preauthorized or automatic transfer, or telephone order or instruction, or by check, draft, debit card, or similar order payable to third parties. Unlimited withdrawals, deposits, and transfers can be made in person at RSNB Bank's ATMs and banking locations