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BE AWARE!! Scammers are currently using a "spoofing" technique where they are calling customers and the caller ID will look like it is coming from the bank's official phone number or a local number, and it may even display the bank's name.  While these calls may seem legitimate, the person on the other end is not associated with the bank.  These fraudsters pretend to be your bank to convince you to share personal or online banking information, provide OTPs or to get you to send them money.  Scammers rely on surprise and urgency to pressure you into doing what they are asking.  RSNB Bank will never ask for your online banking password or one-time passcodes by phone, text, or email - even if the caller ID looks real.  By slowing down, verifying communications, and knowing what your bank will never ask for, you can protect yourself from spoofing and impersonation scams.  Your financial security is our top priority and if something ever feels suspicious, please hang up the phone and call us direct.

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Health Savings Accounts

A Health Savings Account (HSA) is a tax-exempt custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses incurred by you, your spouse, and your dependents.  With more and more companies finding it difficult to reduce their healthcare expenses they are turning to a High Deductible Health Plan or HDHP.  An RSNB Bank Health Savings Account is a great alternative for businesses or individuals who have an HDHP and want to have an interest-bearing checking account that puts them in control of their own health care reimbursements.

HSA Features

  • No minimum balance to open
  • $10 annual maintenance fee
  • No minimum balance to earn interest
  • Non-qualified withdrawals may be subject to IRS tax penalties
  • Deposits allowed at any time (must be within IRS yearly limits)
  • HSA funds are easily accessible with a Visa® Debit Card

Certain federal guidelines must be met to qualify for this account. Federal tax benefits are determined by IRS rules. Consult your tax advisor or financial planner for state rules regarding HSAs.

Want more information?

Watch the following tutorial on Health Savings Accounts.

Health Savings Account Video

There are documentation requirements that must be met to open an account.
Other fees may apply.
Contact a Personal Banker for account specifics and a current interest rate schedule.