Identity Theft & Fraud
The information contained in the bank's Security Awareness
Center is here to help prevent you from identity theft and fraud.
Fraud is usually limited to an isolated attempt to steal money from
an existing account. Identity theft occurs when someone steals
your personal information and uses it to open new accounts or
initiate transactions in your name.
Below are a few more tips to help protect you.
- Carry only necessary information with you. Leave your Social
Security card and unused credit cards at home in a safe and secure
- Do not provide your Social Security number unless absolutely
- Question suspicious emails or phone inquiries. Be especially
wary of those requesting account information to "award a prize" or
"verify a statement"
- If you are uncomfortable with a phone call that was not
initiated by you, hang up or ask for the purpose of the call. Then
contact the company using legitimate sources such as contact phone
numbers found on the company's website or your account
- Replace paper invoices, statements and checks with electronic
versions, if offered by your employer, bank, utility provider or
- Shred unnecessary financial documents, including old bank
statements, invoices, and unwanted pre-approved credit offers
- Promptly retrieve incoming mail and place outgoing mail in a
U.S. Postal Service mailbox, instead of in your home mailbox, to
reduce the chance of mail theft
You can check your credit by obtaining a copy or your credit
report at any time from one of the three major credit bureaus. You
can request a fraud alert on your credit reports, which will alert
creditors to call for your approval if they receive applications to
open new accounts
In order to help you protect your information, and protect
against identity theft, RSNB Bank has partnered with Deluxe to
offer you the Deluxe ID TheftBlock* service.
You no longer have to wait until the unthinkable happens to you
and then take action. By enrolling in Deluxe ID TheftBlock Plus,
you will enjoy the peace of mind in knowing that a team of experts
is monitoring your credit file for early signs of trouble. And if
fraud does occur, they use their expertise to help you through the
You can learn more about the Deluxe ID TheftBlock service by following the
*Low monthly fee